EveryDollar: Budget Management and Expense Tracking

EveryDollar: Budget Management is a personal finance app by Ramsey Solutions that helps users create monthly budgets and track spending toward goals like paying off debt, saving money, and building wealth. The app addresses the common problem of not knowing where money goes by encouraging a zero-based budgeting approach where every dollar is assigned a job. It solves this through straightforward budget creation, transaction tracking, and optional automated bank connections, plus tools for managing bills, savings goals, and household budgets. The free tier covers core budgeting, while an upgraded version adds automatic transaction streaming, custom reports, and financial coaching features.

Key features

• Create unlimited budgeting categories and line items for any monthly budget
• Track expenses and transactions manually or with optional automated bank connections
• Set due dates and manage bills with reminders to stay on top of upcoming expenses
• Split transactions and plan budget line items for detailed spending control
• Share a household budget and track expenses together with others
• Set savings goals for big purchases, vacations, weddings, and other money targets
• View current and projected net worth with the upgraded version
• Export transaction data to Excel for custom expense reports in the paid tier

How to install

1. Tap the download button on this page to get the APK file (168 MB).
2. When Android prompts, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting.
3. Open the downloaded APK file from your notifications or file manager.
4. Tap Install and wait for the installation to complete.
5. Open the app from your home screen or app drawer.
6. The app requires Android 7.0 or higher to run.

Recent updates · 2026.10.90

This update focuses on behind-the-scenes improvements to keep EveryDollar running quickly and reliably. Update to version 2026.10.90, released on October 9, 2026, to experience a smoother budgeting experience.

EveryDollar is suited for individuals, couples, and families who want a structured, hands-on approach to monthly budgeting. It works well for people aiming to pay off debt, save for specific goals like vacations or weddings, or simply gain better control over daily spending. Beginners will appreciate the guided budgeting framework, while more experienced budgeters can use the advanced reporting and net worth tracking in the paid version. It is also a good fit for households that prefer a shared budget tool to coordinate expenses together.

To get the most out of EveryDollar, start by listing all monthly income and fixed expenses first, then assign remaining funds to savings and discretionary categories. If you upgrade, enabling bank connections can reduce manual entry, but be prepared to review imported transactions for accuracy. Set bill due dates early to take advantage of reminders and avoid late fees.

EveryDollar offers a practical, no-nonsense way to build and maintain a monthly budget, especially for those committed to giving every dollar a purpose. While the free version covers the essentials, the paid features add convenience that many users will find worth the cost.