BHIM Equitas UPI: Finance App
BHIM Equitas UPI is a finance app by Equitas Small Finance Bank Ltd that enables instant money transfers to any bank account using UPI.
BHIM Equitas UPI supports sending money via virtual payment address, account number with IFSC, or mobile number with MMID, and also lets you request money, check balances, view transaction history, and make payments by scanning or generating QR codes. It is free to download, requires Android 7.0, and the app size is 7.5 MB.
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BHIM Equitas UPI is a finance application by Equitas Small Finance Bank Ltd that enables instant money transfers to any bank account using a mobile phone. The app addresses the need for quick, convenient fund transfers without requiring the sender to know the beneficiary's full account details. It solves this by supporting multiple transfer methods, including Virtual Payment Address (VPA), account number with IFSC code, and mobile number with MMID. Additionally, it provides features for requesting money, checking balances, reviewing transaction history, and generating or scanning QR codes for payments. The app is designed for users of any bank, not just Equitas customers, and aims to simplify digital payments in India.
Key features
- Transfer funds instantly to any account using a Virtual Payment Address (VPA)
- Send money using beneficiary account number and IFSC code
- Transfer funds using mobile number and MMID
- Request money from others using a VPA
- Perform balance enquiry for linked accounts
- View transaction history for tracking payments
- Generate QR codes for receiving payments
- Scan QR codes to make instant payments
How to install
- Tap the download button on this page to get the APK file (7.5 MB).
- When prompted, allow your browser or file manager to install apps by enabling the 'Install unknown apps' setting.
- Open the downloaded APK file from your notification bar or file manager.
- Tap Install and wait for the installation to complete.
- Open the app and proceed with the setup, ensuring your device runs Android 7.0 or higher.
Pros
- Supports transfers from any bank, not just Equitas account holders
- Multiple payment methods: VPA, account/IFSC, and MMID
- QR code generation and scanning for quick payments
- Request money feature for easier collection
- Free to use with no in-app purchases mentioned
- Regular updates, with the latest version released in July 2025
Cons
- Requires access to sensitive permissions like SMS, location, and phone state
- May read and send SMS, which could raise privacy concerns
- Uses camera for QR scanning, requiring camera permission
- No explicit information about ads, but permissions suggest potential for data collection
- Limited to Android 7.0 and above, excluding older devices
Version history
| Version | Size | Requires Android | Updated |
|---|---|---|---|
| 2.4.1 | 7.5 MB | 7.0 | Jul 16, 2025 |
| 2.4.0 | 7.5 MB | 7.0 | Oct 28, 2023 |
This app is suitable for individuals in India who need a reliable way to send and receive money digitally, especially those who do not have a Equitas bank account but want to use UPI services. It caters to users who prefer multiple transfer options, such as VPA, IFSC, or MMID, and who frequently make or request payments. Small business owners and freelancers may benefit from the QR code generation for receiving payments, while regular users can track their transactions easily.
Ensure you have a stable internet connection and keep your device updated to the latest Android version for optimal performance. Regularly review your transaction history to monitor for any unauthorized activity.
Permissions
Frequently asked questions
How do I install the BHIM Equitas UPI APK on my Android device?
To install the APK, download it from the page's download button and open the file. Your device will ask for permission to install from unknown sources; enable it if prompted, then follow the on-screen instructions.
What is the current version of the app?
The current version is 2.4.1, which was updated on July 16, 2025. The previous version was 2.4.0 from October 28, 2023.
Does the app include ads or in-app purchases?
No, the app is free to download and use. There are no in-app purchases or advertisements.
Can I use the app offline?
The app requires an internet connection to transfer funds, check balances, and perform other operations, as it connects to banking services in real time.
Are there alternative UPI payment apps in the Finance category?
Yes, there are other UPI-based payment apps available that offer similar fund transfer features. You can explore other finance apps on this catalog to find options that suit your needs.
BHIM Equitas UPI offers a practical set of UPI features for instant fund transfers and payments. Its multi-method support and QR capabilities make it a useful tool for many users, though the broad permissions warrant careful consideration.
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Updated: Oct 24, 2026
| Version | Size | Requires Android | Updated |
|---|---|---|---|
| 2.4.1 | 7.5 MB | 7.0 | Jul 16, 2025 |
| 2.4.0 | 7.5 MB | 7.0 | Oct 28, 2023 |
- Version
- 2.4.1
- Size
- 7.5 MB
- Requires Android
- 7.0
- Updated
- Jul 16, 2025
- Installs
- 100K+
- Category
- Finance
- Developer
- Equitas Small Finance Bank Ltd
- Content rating
- Everyone
- Package
- com.equitasbank.upi
- Free
- ✓